California’s 2025 auto insurance laws are raising minimum liability coverage for drivers, aiming to provide greater protection for accident victims.
Under the new regulations, which fall under the Protect California Drivers Act, drivers are now required to carry higher levels of insurance, including:
- $30,000 for bodily injury or death of one person, up from the previous $15,000;
- $60,000 for all persons involved in an accident, up from $30,000; and
- $15,000 for property damage, an increase from the previous $5,000 minimum.
While the law is intended to ensure better financial protection for victims, experts caution that it may lead to higher premiums for drivers, especially those who currently carry only the minimum coverage.
In addition, there are concerns that some drivers may choose to go without insurance rather than pay the increased premiums, potentially leading to a rise in the number of uninsured drivers.
The new California 2025 auto insurance law, introduced under Senate Bill 1107, seeks to address rising medical and repair costs from car accidents, while balancing the financial burden on drivers. It took effect January 1, 2025.
RTM Law Firm supports accident victims in California, helping them secure the medical care and compensation they deserve. If you’ve been involved in an accident, reach out to our vehicle accident lawyers for legal assistance. Our team is dedicated to helping victims get treatment and just compensation. No fees until we win. Call us for a free consultation.
