File a Police Report for a Car Accident in California: What You Should Know
After a car accident, most people just want to get home, call their insurance, and move on. Filing a police report? Many think it’s not really necessary — especially if the crash didn’t look that serious. But the truth is that a report can actually make or break your claim.
In California, there are moments when filing a police report isn’t just a good idea, it’s the law. And even when it’s not required, having an official record can save you a lot of stress later with insurance companies or in a lawsuit. Think of it as your proof. Without it, your case could turn into a messy “he said, she said”.
In this blog, we’ll break down when you legally need to file a police report for a car accident in California, why it matters so much for your insurance and any potential lawsuit, and how to actually get one filed. Learn with us and protect your rights!
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Do You Need To File A Police Report For A Car Accident In California?
Yes. In most cases, you absolutely should.
California law makes it clear: If you’re in a car accident that causes injury, death, or more than $1,000 in property damage, you are required to report it. That’s spelled out in California Vehicle Code § 20008. The 1,000 rule might sound like a high bar, but repairs add up quickly. A cracked bumper, dented fender, or broken headlight can easily push the cost well over a thousand dollars. In other words, many accidents that look “minor” still trigger your duty to report.
Not Always Required — But Still a Smart Decision
What if your accident is truly small? Maybe just a scratch on the paint or a tiny dent in the door. In those cases, the law doesn’t force you to file a police report. Still, doing so is usually a very smart decision. Here’s why:
- Insurance companies trust official records. A police report makes your claim stronger and harder to dispute.
- It helps prove fault. Officers document details that can support your side of the story.
- It prevents surprises later. Without a report, the other driver could change their version of the event or deny involvement.
- It gives you peace of mind. Having paperwork in hand means you’re protected if the accident escalates.
How to File a Police Report After a Car Accident in California
Filing a police report doesn’t have to be complicated, but it’s important to know the right steps. Whether your crash involves serious injuries or just a fender bender, having an official report can make all the difference in your insurance claim and legal protection.
File a Police Report — Step-by-Step:
- Call 911 right after the accident.
- If there are injuries, fatalities, or significant property damage (over $1,000), calling the police is required.
- Even in minor accidents, you can still request an officer to come to the scene.
- Provide accurate information to the officer.
- Share your license, registration, and insurance details.
- Stick to the facts — avoid guesses or assumptions.
- Don’t admit fault.
- Avoid phrases like “it was my fault” or “I didn’t see them.”
- Simply describe what happened from your perspective.
- If no officer arrives.
- Go to the nearest police station or California Highway Patrol (CHP) office to file in person.
Online Options and Other Reports You May Need
Many drivers wonder: “Can I file an accident report online in California?” In some counties and cities, yes — local police departments sometimes offer online reporting systems for minor collisions with no injuries. Counties like Los Angeles, Sacramento, Orange County, and San Diego may provide this option. Still, it’s not available everywhere, and it’s never an option if there are injuries or major damage.
Another key question is timing: “How long do I have to file an accident report in California?” The law requires a police report within 24 hours if there are injuries or deaths. On top of that, California also requires drivers to submit an SR-1 accident form to the Department of Motor Vehicles (DMV) within 10 days if someone was injured or if property damage exceeded $1,000. That form is different from the police report, but both are important for protecting your license and your rights.
Why you need (and must have) a copy of the police report
After any accident in California, the police report becomes one of the most important pieces of evidence you can have. It’s not just a formality — it’s the official record of what happened, parties involved, and what the officer observed at the scene. Insurance companies, lawyers, and even the courts rely heavily on this document when deciding who is at fault and how compensation should be handled.
How to get a copy of a police report in California
Getting a copy is usually straightforward, but the process depends on which agency responded to your crash.
- Identify the right agency. If the accident happened on a highway, contact the CHP, but if it occurred within city limits, request it from the local police department.
- Submit a request. Most agencies require you to fill out a form, either in person, online, or by mail. Be ready to provide details like the date, location, report number (if you have it), and names of the drivers involved in the accident.
- Pay a small fee. Normally, to $10 to $35.
- Wait for processing. Reports are generally within 1-15 business days, though serious accident reports may take longer.
As a legal team, we always recommend requesting your copy as soon as possible. Having it early allows your attorney to review it, catch any mistakes, and use it to protect your rights if there are disagreements with the insurance company or the other driver. Remember, if no police report was ever filed, the risks are even greater — so taking immediate steps like filing with the DMV SR-1 and seeking legal guidance is important.
Don’t Risk Your Rights — Take Action Now!
Remember to file a report for a car accident in California to protect your claim and ensure all evidence is documented. Without it, insurance companies may dispute your case, and you risk losing critical proof of what happened.
If you’ve been in a California car accident and aren’t sure how to file or obtain your report, contact RTM Law today. Our experienced team will guide you through the process and make sure your rights are fully protected. Call our personal injury attorney now — available 24/7.
Do you need compassionate support and effective representation?
No fees until we win. Available 24/7.
